/* HKO Global — brand colours taken from the logo */
:root{
  --navy:#0A3A80; --navy-deep:#072A5E; --sky:#4A88D0; --sky-soft:#E8F0FA;
  --bg:#FFFFFF; --surface:#F5F8FC; --fg:#0E1E36; --muted:#55627A; --line:#DCE3EE;
  --accent:var(--navy); --accent-ink:#FFFFFF;
  --display:"Montserrat",Arial,sans-serif;
  --body:"IBM Plex Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
  --mono:"IBM Plex Mono",ui-monospace,Menlo,Consolas,monospace;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-padding-top:84px}
body{background:var(--bg);color:var(--fg);font:16px/1.6 var(--body);margin:0}
img{max-width:100%;height:auto}
.wrap{max-width:1100px;margin:0 auto;padding-inline:clamp(16px,4vw,40px)}
a{color:inherit}
:focus-visible{outline:2px solid var(--sky);outline-offset:3px}
h1,h2,h3{font-family:var(--display);line-height:1.12;text-wrap:balance;margin:0;color:var(--navy-deep)}
.eyebrow{font:600 12px/1 var(--display);letter-spacing:.32em;text-transform:uppercase;color:var(--sky)}

header{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line);padding-top:env(safe-area-inset-top,0px)}
header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:10px;flex-wrap:wrap}
.logo{display:block;line-height:0}
.logo img{height:52px;width:auto}
nav{display:flex;gap:22px;flex-wrap:wrap}
nav a{text-decoration:none;font:500 14px/1 var(--body);color:var(--muted);padding-block:6px}
nav a:hover{color:var(--navy)}

.hero{position:relative;padding-block:clamp(52px,9vw,110px) clamp(40px,7vw,72px);overflow:hidden}
.hero::after{content:"";position:absolute;right:-140px;top:40px;width:560px;height:220px;border:3px solid var(--sky);border-left-color:transparent;border-bottom-color:transparent;border-radius:50%;transform:rotate(-14deg);opacity:.35;pointer-events:none}
.hero::before{content:"";position:absolute;right:-110px;top:66px;width:520px;height:200px;border:2px solid var(--sky);border-left-color:transparent;border-bottom-color:transparent;border-radius:50%;transform:rotate(-14deg);opacity:.2;pointer-events:none}
@media (max-width:820px){.hero::after,.hero::before{display:none}}
.hero > *{position:relative;z-index:1}
.hero h1{font-size:clamp(36px,6vw,66px);font-weight:800;max-width:15ch;margin-top:18px;letter-spacing:-.01em}
.hero p{font-size:clamp(17px,2vw,19px);color:var(--muted);max-width:58ch;margin:22px 0 0}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:32px}
.btn{display:inline-block;padding:13px 22px;font:600 15px/1 var(--body);text-decoration:none;border:1.5px solid var(--navy);color:var(--navy);border-radius:6px}
.btn.primary{background:var(--navy);color:var(--accent-ink)}
.btn:hover{background:var(--navy-deep);border-color:var(--navy-deep);color:#fff}
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));border-top:1px solid var(--line);margin-top:clamp(40px,6vw,64px)}
.facts div{padding:18px 20px 0 0}
.facts dt{font:500 12px/1.3 var(--mono);text-transform:uppercase;letter-spacing:.1em;color:var(--muted)}
.facts dd{margin:6px 0 0;font:600 17px/1.35 var(--body);color:var(--navy-deep)}

section{padding-block:clamp(56px,8vw,88px);border-top:1px solid var(--line)}
#business{background:var(--surface)}
.sec-head{display:flex;flex-direction:column;gap:12px;margin-bottom:36px;max-width:62ch}
.sec-head h2{font-size:clamp(28px,4vw,40px);font-weight:700}
.sec-head p{color:var(--muted);margin:0}
.lines{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:20px}
.line{background:#fff;border:1px solid var(--line);border-top:4px solid var(--navy);border-radius:8px;padding:28px;display:flex;flex-direction:column;gap:14px;min-width:0}
.line .tag{font:600 11px/1 var(--display);color:var(--sky);letter-spacing:.24em}
.line h3{font-size:24px;font-weight:700}
.line p{margin:0;color:var(--muted)}
.spec{margin:auto 0 0;padding-top:14px;border-top:1px dashed var(--line);display:grid;grid-template-columns:auto 1fr;gap:6px 16px;font-size:14px}
.spec dt{font-family:var(--mono);color:var(--muted);font-size:12px;text-transform:uppercase;letter-spacing:.06em;padding-top:2px}
.spec dd{margin:0;font-weight:500}
.why{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:28px}
.why > div{border-left:3px solid var(--sky);padding-left:16px}
.why h3{font:600 17px/1.3 var(--body);margin-bottom:6px;color:var(--navy-deep)}
.why p{margin:0;color:var(--muted);font-size:15px}

.contact{background:var(--navy-deep);color:#E8EEF7;border-top:0}
.contact h2{font-size:clamp(30px,4.5vw,44px);font-weight:700;max-width:18ch;color:#fff}
.contact .eyebrow{color:#9CC2EE}
.contact .grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px;margin-top:36px}
.card{border:1px solid rgba(255,255,255,.22);border-radius:8px;padding:22px;display:flex;flex-direction:column;gap:8px;min-width:0}
.card .k{font:500 12px/1 var(--mono);letter-spacing:.1em;text-transform:uppercase;opacity:.7}
.card .v{font:600 20px/1.3 var(--body);word-break:break-word;text-decoration:none;color:#fff}
.card a.v:hover{color:#9CC2EE}
.facts-legal{display:grid;grid-template-columns:auto 1fr;gap:8px 18px;margin:28px 0 0;font-size:15px}
.facts-legal dt{font-family:var(--mono);font-size:12px;text-transform:uppercase;letter-spacing:.08em;opacity:.75;padding-top:3px}
.facts-legal dd{margin:0;font-weight:500}
@media (max-width:560px){.facts-legal{grid-template-columns:1fr;gap:2px}.facts-legal dd{margin-bottom:12px}}

footer{padding-block:28px;font-size:13px;color:var(--muted);border-top:1px solid var(--line)}
footer .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.foot-brand{display:flex;align-items:center;gap:14px}
.foot-brand img{height:34px;width:auto}
.foot-links{display:flex;gap:18px;flex-wrap:wrap}
.foot-links a{color:var(--muted)}
.foot-links a:hover{color:var(--navy)}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}

.legal{max-width:760px;padding-block:clamp(40px,6vw,72px)}
.legal h1{font-size:clamp(30px,5vw,44px);font-weight:800;margin:14px 0 8px}
.legal h2{font-size:21px;font-weight:700;margin:34px 0 10px}
.legal p,.legal li{color:var(--fg)}
.legal .meta{color:var(--muted);font-size:14px}
.legal ul{padding-left:20px}